No Tax Returns & "Stated Income"

Home Loans

Customized Mortgage Solutions for Self-Employed Borrowers.

What Are You Looking To Do?

Purchase

Refinance

Cash Out Refi

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Primary Residence

2nd Home

Investment

Desired Purchase Price

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At this time, it appears your credit profile doesn't meet the minimum guidelines. This is not a mortgage denial—just a heads-up on where things might stand today. If you'd like to move forward with an application, we can review your full situation and work together to develop a plan to strengthen your position and bring you closer to qualifying for a home loan.

Here is the link to secure online application portal:

https://181106.my1003app.com/365130/register

Let us help you secure the place you've always wanted. Take the first step towards your new home today!

Testimonials

how it works

Partnering in Your Real Estate Success

Consultation

Discuss your needs and financial goals.

Application

Complete a simple application to start the financing process.

Underwriting

We work with the underwriter to get you loan approved.

Traditional lenders don’t understand your income. We do. Get a mortgage built for business owners, freelancers, and independent professionals.

With over 25 years of real estate experience, I have been fortunate to have the opportunity to work with thousands of homeowners, assisting them with their financing needs.

Kurt Kessler

Sr. Mortgage Broker

NMLS#365130

Free Pre-ApprovalSchedule Now

quick info

ZeroTaxReturns.com | KurtKessler.com | Free Home Buyer Master Class

[email protected]

(925) 722-6116

Kurt Kessler NMLS# 365130 | Barrett Financial Group, L.L.C. NMLS #181106 | 3207 Grey Hawk Court, Suite 110, Carlsbad, CA 92010 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal HousingImage Feature Opportunity. | This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

This is not a commitment to lend. All loans are subject to credit approval. This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Other limitations may apply. No Tax Return loans products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we oﬀer may have a higher interest rate, more points or more fees than other products requiring more extensive or different documentation. Minimum FICO, reserve, and other requirements apply.